How do I get my tax transcripts for getting a mortgage?

The fastest way to get your tax transcripts when applying for a mortgage is through the IRS online portal. The IRS allows taxpayers to access their records online and download transcripts within minutes.

You can access your tax transcripts here:
https://sa.www4.irs.gov/ola/tax_records/transcripts

Once you create an IRS online account, you can:

View your tax transcripts
Download or print your transcripts
See your payment history
Review your prior year adjusted gross income (AGI)

Many mortgage lenders also request authorization to verify transcripts directly through the IRS during the underwriting process.