Searching for a mortgage lender near you in Jacksonville or Northeast Florida? North Star Mortgage Network is your local, trusted choice — centrally located in Mandarin at 12058 San Jose Blvd Suite 404, Jacksonville, FL 32223.

Nathan Young and his team have been serving local homebuyers since 2000. With 25+ years of experience, 331+ five-star Google reviews, and the 2025 NAMB Mortgage Broker of the Year award, we're the local mortgage lender you can trust.

Why Choose a Local Mortgage Lender?

When you work with a local mortgage lender, you get someone who knows the Jacksonville market, the local real estate community, and the neighborhoods you're buying in. You get personalized service — and when you call North Star Mortgage Network, you get Nathan. Not a call center.

25+ years in the Jacksonville community
331+ five-star Google reviews at 5.0 stars
2025 NAMB Mortgage Broker of the Year
Access to many wholesale lenders for the best rates
FHA, VA, Conventional, USDA, DSCR, Bank Statement loans
Neptune 8-Day Close — one of the fastest closings in Florida
BBB Accredited Business A+ rating
Locally owned and operated since 2000

Mortgage Programs Available Near You

Conventional Loans (as low as 3% down)
FHA Loans (3.5% down, credit scores from 580)
VA Loans (100% financing for veterans)
USDA Loans (100% financing in rural areas)
DSCR Loans (investment properties)
Bank Statement Loans (self-employed borrowers)
Down Payment Assistance Programs
Doctor Loans and Asset Depletion Programs
Construction and Permanent Loans
HELOCs and Second Mortgages

Serving Jacksonville and All of Northeast Florida

We serve homebuyers in Duval County, St. Johns County, Clay County, Nassau County, Ponte Vedra Beach, Fleming Island, Nocatee, Orange Park, Jacksonville Beach, Atlantic Beach, Fernandina Beach, Yulee, Middleburg, and St. Augustine.

Find Your Local Mortgage Lender Today

Call or text us at 904-880-6741 or apply online. We're your neighbor — and we're here to help you get home.

All loans subject to credit approval. Rates and terms are estimates based on information provided and are not guaranteed.