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Here’s some general information to help you understand the mortgage pre-approval process:

Gather your financial documents: To get pre-approved for a mortgage, you’ll typically need to provide documents such as pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. This information helps us assess your financial situation and determine how much of a mortgage you would qualify for.

Call us: We will help you with the pre-approval process. We send a secure link for application and document upload.Complete the application: Fill out the application, providing accurate and detailed information about your finances, employment history, and any other required information.Credit check and evaluation: We will then pull your credit report and assess creditworthiness. We will also review the information you provided and verify your employment, income, and other relevant details.Pre-approval decision: Based on the evaluation, we will determine if you are pre-approved for a mortgage and provide you with a pre-approval letter. This letter will typically state the maximum loan amount you qualify for and may have an expiration date.Keep in mind that a mortgage pre-approval is not a guarantee of a loan. It simply indicates that, based on the information provided, you meet the initial criteria for a mortgage. When you’re ready to proceed with a home purchase, you’ll still need to complete a full loan application and meet all the lender’s requirements.