CBS News MoneyWatch asked Nathan Young whether mortgage rates will fall below 6%. Here is the full answer, and what it means for Florida borrowers.

NAMB has named Nathan Young, founder of North Star Mortgage Network in Jacksonville, 2026 Influencer of the Year. One of eight honored nationally.

Most people searching for down payment assistance in Florida find one program, assume that is the program, and stop looking. There are several, they are run by the same agency, and they do not work the same way at all. One is interest-free with no monthly payment. One charges 3% and adds a second payment…

Short answer Yes. On a VA loan, a disabled veteran’s property tax exemption can lower the tax figure the lender uses to qualify you, which can help your debt-to-income ratio and residual income. The exemption has to be documented and expected to stay in place for at least the first three years of the loan.…

Short answer Nurses and other healthcare workers can qualify for a mortgage using shift differentials, overtime and even travel contract income. Most lenders want about two years of history in the field and documentation that the income is likely to continue. How stipends and contract gaps are treated varies by program. Program guidelines apply. Call…

Short answer If you inherited a Florida home with brothers or sisters and want to keep it, you can often refinance or take out a new mortgage to pay them their share, once the title is properly in the heirs’ names. Programs differ on timing and cash-out rules, so plan the financing alongside the probate…

Short answer A CDD (Community Development District) assessment is a yearly charge on many newer Northeast Florida communities. It is collected on your property tax bill, and lenders count it in your monthly housing payment, so it can change how much home you qualify for. Ask for the exact CDD amount before you make an…