Manufactured Home Foundation Inspection for FHA, VA, USDA & Conventional Loans
A manufactured home foundation inspection is a required part of the mortgage process when financing a manufactured or mobile home. Whether you’re using an FHA, VA, USDA, or conventional loan, lenders need to confirm the home is on a stable, permanent foundation that complies with HUD (Housing and Urban Development) guidelines and local building codes.
That’s where HAS Inspections, led by Cyndi Shellabarger, steps in to provide fast, professional, and fully certified inspections across the state of Florida.
Why a Manufactured Home Foundation Inspection Matters
There are several critical reasons this inspection is necessary before closing:
- HUD Compliance: Manufactured homes must meet strict HUD guidelines. A foundation inspection confirms the home complies with HUD regulation 15c-1.0104 and that it is properly anchored and installed on a permanent foundation.
- Structural Integrity: The inspection evaluates the current anchoring system, checks for any falling or leaning piers, ensures proper skirting (with no holes or gaps greater than ½ inch), and verifies that everything meets FHA and HUD standards.
- Loan Requirements: Lenders won’t issue final loan approval without a certified foundation inspection. It assures them that the home is a sound and secure investment.
- Safety and Long-Term Stability: A strong, permanent foundation is essential for the home’s safety, performance, and ability to withstand weather, wind, and other forces.
- Faster Closings: If the foundation doesn’t meet current standards, HAS Inspections can refer qualified mobile home anchoring professionals who can remediate the issue quickly—helping you stay on schedule and avoid delays.
Florida-Based, Statewide Coverage & Fast Turnaround
HAS Inspections provides a 2–3 day turnaround on most inspections, making them a go-to resource for real estate agents, mortgage professionals, and buyers who need efficient service without sacrificing quality. With inspectors throughout the state of Florida, they can be dispatched quickly to nearly any location.
Cyndi Shellabarger and her team are experienced in working directly with lenders and loan officers to ensure the proper documents and engineering certifications are delivered before closing.
Transparent Pricing for Inspection Services
HAS Inspections offers fair, competitive pricing for all inspection types:
- $425.00 – Foundation Inspection
- $200.00 – Initial Inspection
- $250.00 – Final Inspection
- $300.00 – Plan Certification
- $250.00 – Reinspection Fee
These inspections cover FHA, VA, USDA, and conventional financing requirements.
Always Ask for Cyndi
When you call HAS Inspections, make sure to ask for Cyndi Shellabarger. She’s the go-to expert for Florida foundation inspections and can help guide you or your clients through the inspection and certification process with professionalism and speed.
Contact HAS Inspections Today:
Cyndi Shellabarger
Cell: 813-244-7660
Email: Cyndi@hasinspections.com
Whether you’re a borrower, real estate agent, or lender, having a reliable partner like HAS Inspections can make all the difference in getting your manufactured home deal across the finish line without delays.









