The Florida Hometown Heroes Loan Program Occupation Eligibility requirements are designed to help those who serve our communities achieve the dream of homeownership. If you work full-time for a Florida-based employer in one of the eligible professions, you may qualify for down payment and closing cost assistance.

Florida Hometown Heroes Loan Program Occupation Eligibility for Healthcare Workers

Borrowers employed full-time by a Florida healthcare provider, physician, hospital, assisted living facility, or mental health facility may qualify. Eligible roles include:

  • Nurses (RN, LPN, APRN, CNA, Nurse Midwife, Nurse Anesthetist)
  • Medical Technicians (ER Tech, Lab Tech, Sonographer, X-ray Tech, Surgical Tech, Phlebotomist, Pharmacy Tech)
  • Therapists (Physical, Occupational, Respiratory, Speech, Audiology)
  • Mental Health Specialists (Psychologist, Psychiatrist, Social Worker, Case Manager)
  • Physicians, Pharmacists, and Physician Assistants

Florida Hometown Heroes Loan Program Occupation Eligibility for School Staff

Borrowers employed full-time by a Florida K-12 public, private, charter, or magnet school are eligible. Occupations include:

  • Teachers and Teacher Aides
  • Principals and Assistant Principals
  • Guidance Counselors and School Psychologists
  • Media Specialists, Librarians, Food Service, and Custodial Staff

Florida Hometown Heroes Loan Program Occupation Eligibility for First Responders

Borrowers employed full-time by a Florida fire department, ambulance service, or hospital may qualify. This includes:

  • Certified EMTs
  • Certified Paramedics
  • Firefighters

Florida Hometown Heroes Loan Program Occupation Eligibility for Public Safety Workers

Borrowers employed full-time in public safety roles with a Florida-based local, county, state, or federal department are eligible. Roles include:

  • Sworn Law Enforcement Officers
  • Correctional Officers and Probation Officers
  • Juvenile Detention and Probation Officers
  • 911 Dispatchers and Operators

Florida Hometown Heroes Loan Program Occupation Eligibility for Court Employees

Borrowers employed full-time by Florida courts or legal offices qualify. Eligible roles include:

  • Court Clerks and Stenographers
  • Attorneys employed by State Attorney’s Office or Public Defender’s Office
  • Administrative staff with the Florida Supreme Court, District Courts of Appeal, Circuit Courts, or County Courts

Florida Hometown Heroes Loan Program Occupation Eligibility for Childcare Workers

Full-time employees of licensed childcare facilities or registered home daycares in Florida may qualify under this program.

Florida Hometown Heroes Loan Program Occupation Eligibility for Service Members & Veterans

  • Active Duty & Reserve Members of the U.S. Armed Forces, including the Florida National Guard, are eligible.
  • Veterans who are employed full-time with a Florida-based employer and possess a valid DD214 may also qualify.

Why the Florida Hometown Heroes Loan Program Occupation Eligibility Matters

The Florida Hometown Heroes Loan Program Occupation Eligibility rules ensure that those who dedicate their careers to serving our state can access affordable homeownership. From teachers and healthcare workers to law enforcement and veterans, this program provides meaningful financial support to Florida’s frontline professionals.

If you or someone you know may qualify, reach out today to learn how this program can help make homeownership possible.

Posted in blog