Blog

Reverse Mortgages

—-Reverse Mortgage Key Benefits & Features—- Eliminate monthly mortgage payments Stay in home and retain full home ownership Tax-free loan proceed Choose to receive proceed as lump sum, monthly payments or line of credit Growing line of credit Non-recourse loan No prepayment penalty —-Reverse Mortgage Eligibility—- Homeowner must be 62 years old or older Must…

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VA Home Loans. No down payment

15 (conforming balance), 20, 25 and 30-year Fully Amortizing Fixed Rate, Citizenship is not required, High LTV with no monthly mortgage insurance, Not, limited to first-time homebuyers, IRRRL allowed without an appraisal.

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NO CREDIT SCORE, NO PROBLEM!

NO CREDIT SCORE, NO PROBLEM! Provide FHA opportunities to borrowers without a credit history. Get in touch with us today to learn more. Successful applicant must show: Three documented alternative trade lines, each with a 12-month history, No late payments on rental history, No more than one 30 day late payment to other creditors, such…

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HomeOne program that allows as little as 3% down for first-time homebuyers

HomeOne program that allows as little as 3% down for first-time homebuyers with no income restrictions. Highlights Solution for down payment challenges with up to 97% LTV, Broader access with no geographic or income limits, Available for purchases or no cash-out refinances, Eligible for single-family homes, including condos and planned unit developments, At least one…

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Our 12 Month Bank Statement Program!

12 Month Bank Statement Program Benefits Self Employed Borrowers Salaried Co-Borrower Allowed Personal and/or Business Bank Statements Allowed $50,000 Minimum Loan Amount 620 Credit Score up to $1,000,000 660 Credit Score up to $2,500,000 55% Maximum Debt to Income Ratio Interest Only & Fully Amortized 5/1 LIBOR ARM Purchase, Rate & Term Refinance and Cash…

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Single Close Construction to Permanent Loan

 Single Close Construction to Permanent Loan provides both the interim construction financing and permanent loan financing.  Eliminates multiple loans  Allows up to a 12 month construction term  Purchase the land and build a new home  Limited Cash-Out – if the borrower owns the lot at time of application   Benefits…

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Down Payment Assistance Program

Your next home is now Within Reach™ Some of the key benefits of Within Reach • Down Payment assistance amounts 3.00% or 4.00% of the 1st mortgage total loan amount • DPA Grant – no repayment required • FHA, USDA, VA programs • Seller Credit of 6% is allowed • Gift funds are allowed •…

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Innovative Financing Solutions for Property Investors

We understand the unique needs and challenges of property investors. That’s why we offer innovative solutions and common-sense underwriting designed to provide more options, great rates, and a smooth funding experiences. • Advantageous rental income calculation resulting in lower debt-to-income ratios and better rates (ask for a demonstration) • Loan amounts up to $1,000,000 •…

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Loan Programs Designed for the Self Employed

Our loan programs are designed around the needs of self-employed borrowers, featuring common-sense underwriting that considers their unique income documentation challenges. 12 and 24-Month Bank Statement Program Features: • P&L statements NOT required • LTV up to 90% with no mortgage insurance • Loan amounts up to $1,500,000 • Multiple business bank accounts permitted •…

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Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Licensing

NMLS #356789

nmlsconsumeraccess.org

Contact Us

12058 San Jose Blvd
Jacksonville, FL 32223

Number:
(904) 880-6741