SEARCH BLOGS
North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
-
Rate updates and Federal Reserve insights.
-
Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
-
Local market trends from Jacksonville, St. Johns, and across Florida.
-
Credit and refinance tips to help you save money.
-
Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
-
FHA and VA loan guidelines made simple.
-
Down payment assistance programs available in Florida.
-
Rate trends and Fed updates that affect your payment.
-
Home equity strategies and refinance opportunities.
-
Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
When you begin upon your search for a home, the one thing that most people think about the most is how much they can afford. Besides the mortgage, there are other factors like renovations, appliances and closing costs but these things are considered when you’re buying a home that is listed as “used.” When it…
Thinking about buying a home can be a very exciting time but when it comes to financing the home, that might come with a little less excitement. Purchasing a home is a big deal and whether you are pre-qualified or just getting started on your search for a home, it’s always a good idea to…
As interest rates drop, more and more people are looking into buying homes for their first time and with that comes lots of new terminology and information as well. One of things that many first time homebuyers overlook is the possibility to purchase land versus buying a home outright. Starting with a blank canvas might…
Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. It’s a very big decision especially for a first time home buyer and at North Star Mortgage Network, we want to do whatever we can to help you along…
Most adults know that your credit score matters whether they’ve had one credit card or five, but getting to know how that three digit number is made up is something a little less well known. Your FICO score can determine if you’re able to secure a loan, a home, and can even affect whether or…
If you are having trouble paying your mortgage, you might want to look into mortgage loan modification. Coronavirus has caused many people to face financial troubles and those in forbearance are also good candidates for mortgage loan modification. Even if you aren’t falling behind on your mortgage, learning about mortgage loan modification is still a…
As tax season nears, it’s important to know how your mortgage, especially if you’ve refinanced is going to affect your taxes. When you refinance your mortgage, your finances are verified and calculated like they were for the original loan, although in some cases your income doesn’t need to be verified. In some cases, your total…
Are you a first time buyer getting started on your home search and aren’t too sure where to begin? Or maybe you have been looking for a home for awhile but can’t seem to find everything you want in a home? Whatever the case may be, here’s some information that can help you on your…
Are you thinking about buying a home but aren’t sure what you need to keep it protected? Or maybe you already know about homeowners insurance but haven’t looked at a home warranty? Most people think that home warranties are similar to homeowners insurance, but that is not actually the case. A home warranty provides assurances…
As interest rates decrease, more and more people are looking to buy a home in today’s market. It’s important to note that although it might seem like the timing is right, that’s not all it takes to get you into the home of your dreams. Since many people are used to being behind a screen,…
