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North Star Mortgage Network Blog – Florida Mortgage Tips & News

Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.

Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.

At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.


What You’ll Find on the North Star Mortgage Network Blog

The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.

You’ll find:

  • Rate updates and Federal Reserve insights.

  • Guides for FHA, VA, USDA, Conventional, and Non-QM loans.

  • Local market trends from Jacksonville, St. Johns, and across Florida.

  • Credit and refinance tips to help you save money.

  • Step-by-step explanations for first-time buyers.

We write every post with one goal — to help you feel informed and confident about your mortgage decisions.

For additional lending and housing resources, visit HUD.gov.


Expert Insights You Can Trust

Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.

We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.

From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.


Popular Topics

Here are a few of the topics we cover on the North Star Mortgage Network Blog:

  • FHA and VA loan guidelines made simple.

  • Down payment assistance programs available in Florida.

  • Rate trends and Fed updates that affect your payment.

  • Home equity strategies and refinance opportunities.

  • Tips for real estate investors using DSCR and Non-QM loans.

New posts are added weekly, so check back often for updates.


Why Readers Choose the North Star Mortgage Network Blog

Unlike national mortgage blogs, our content is built specifically for Florida homeowners.

We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.

When you read our blog, you get information that applies directly to your local market and your financial goals.


Subscribe and Stay Updated

Don’t miss the latest insights from the North Star Mortgage Network Blog.

Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.

Do Student Loans Affect Buying a Home

December 15, 2020

During these uncertain times, many people have been able to put their student loans off but this extension won’t last forever. What does that mean for those who are looking to buy a home even though they owe on their student loans but may have used the break to save some money for a down…

Do I Really Need 20% Down to Buy a Home?

November 24, 2020

To put it simply, no you do not. But most people don’t want simple answers when it comes to buying a home as it’s typically the biggest financial purchase they make in their entire lives. The down payment can vary depending on your home, the location, the time of purchase amongst many other things, so…

Five Things You Should Know About Construction Loans

November 13, 2020

Finding your dream home can be quite the hassle depending on where you’re located. If you happen to be interested in finding a home with more land than a traditional home, you might have some trouble going on your search the traditional way and even further more, financing can be troublesome as well. If this…

Buying a Second Home

October 30, 2020

 One of the great dreams people have in life is to own their home and once they do, it’s not uncommon that they consider buying a second home. The reasons for wanting to buy a second home are plenty so if you’re considering buying a second home, or even a first one, we can help…

Do I Need Homeowners Insurance?

October 9, 2020

Are you a first time buyer looking for a home and have tons of questions? Or maybe you already found the home of your dreams but you’re not sure what to do next? Wherever you are in the home buying process, one thing people often forget about when budgeting for their home is the cost…

Ways to Build Your Credit During COVID to Buy a Home

September 28, 2020

With the world being in such an unfamiliar state, we know that thinking about your day to day just as much as your long term future, can seem quite overwhelming. And although things may seem difficult, that doesn’t mean you can’t have a positive perspective when it comes to your future. Many people are spending…

Ready to Sell Your Home?

September 15, 2020

If you are considering selling your home, the one thing you most likely want to know is that you are going to get the best possible price for the home when it’s sold. Although there’s no way to guarantee this will happen, there are some ways to put you on the right path in making…

All About Bridge Loans

August 26, 2020

What Is a Bridge Loan? A bridge loan is a loan used for a short period of time while a person or company secures long term financing. They are typically used when a buyer needs cash immediately and does not have time to go through the traditional loan process. They usually have higher interest than…

How Much Does It Really Cost to Buy a Home?

August 21, 2020

This is one of the most asked questions when people begin to consider buying a home. The answer truly does vary depending on a number of things like location, type of home, how it’s listed and the list goes on, but the one thing you can do to make sure you know what kind of…

Are You Interested in Down Payment Assistance

July 31, 2020

If you are considering purchasing a home, one of the first things you will need to consider is a down payment. The more money you have available for the down payment, the lower your mortgage payments will be. Each loan type has different requirements so you will have to discuss with a mortgage lender the…