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North Star Mortgage Network Blog – Florida Mortgage Tips & News

Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.

Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.

At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.


What You’ll Find on the North Star Mortgage Network Blog

The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.

You’ll find:

  • Rate updates and Federal Reserve insights.

  • Guides for FHA, VA, USDA, Conventional, and Non-QM loans.

  • Local market trends from Jacksonville, St. Johns, and across Florida.

  • Credit and refinance tips to help you save money.

  • Step-by-step explanations for first-time buyers.

We write every post with one goal — to help you feel informed and confident about your mortgage decisions.

For additional lending and housing resources, visit HUD.gov.


Expert Insights You Can Trust

Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.

We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.

From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.


Popular Topics

Here are a few of the topics we cover on the North Star Mortgage Network Blog:

  • FHA and VA loan guidelines made simple.

  • Down payment assistance programs available in Florida.

  • Rate trends and Fed updates that affect your payment.

  • Home equity strategies and refinance opportunities.

  • Tips for real estate investors using DSCR and Non-QM loans.

New posts are added weekly, so check back often for updates.


Why Readers Choose the North Star Mortgage Network Blog

Unlike national mortgage blogs, our content is built specifically for Florida homeowners.

We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.

When you read our blog, you get information that applies directly to your local market and your financial goals.


Subscribe and Stay Updated

Don’t miss the latest insights from the North Star Mortgage Network Blog.

Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.

Conventional Loans

August 9, 2019

The first thing most people consider when buying a home is how they are going to cover the payments. It’s not everyday that someone can make a cash offer on a home so the typical route is via financing. There are multiple ways to finance a home with a lender but the most common option…

How To Get Approved For a Mortgage

July 23, 2019

Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding…

Homeowners Insurance

July 8, 2019

Buying a home comes with quite a few tasks and hurdles but it’s also the most important purchase in the lives of most people. When you decide to purchase a home, you’ll have to make small choices like, what kind of lawn ornaments do I want as well as major choices like how much should…

Understanding Debt-to-Income Ratio

June 25, 2019

Are you in the market to purchase a home or car and wonder why your estimated payments seem to be high? Are you buckling down and just want to get a tighter hold on your financial situation? One of the most important ways you can get an idea of your financial outlook is to take…

Should I Refinance My Mortgage?

June 23, 2019

When you purchase a home you most likely took out a mortgage to buy the home. If you choose to get a new mortgage to replace the first one, that is called refinancing. If you’re credit is in good shape, refinancing can save you some money by adjusting your interest rate from a variable to…

Learning More About VA Loans

May 23, 2019

Members who have served in the military or armed forces can be eligible for a VA loan to help them purchase a home. These candidates can use these loans to help finance the purchase of land or a home. VA loans can be very beneficial even if the case you are not a first time…

First Time Home Buyers

May 1, 2019

First Time Home Buyers Buying a home is a major part of the American dream, and one of the most important decisions you can make. Let us guide you though the process. Most lender require 20% down but we have programs that will allow for 3% down.  We also have grants available for those who…

Welcome

May 1, 2019

Welcome to ! Please check back for future articles and information.

Reverse Mortgages

December 20, 2018

—-Reverse Mortgage Key Benefits & Features—- Eliminate monthly mortgage payments Stay in home and retain full home ownership Tax-free loan proceed Choose to receive proceed as lump sum, monthly payments or line of credit Growing line of credit Non-recourse loan No prepayment penalty —-Reverse Mortgage Eligibility—- Homeowner must be 62 years old or older Must…

VA Home Loans. No down payment

October 30, 2018

15 (conforming balance), 20, 25 and 30-year Fully Amortizing Fixed Rate, Citizenship is not required, High LTV with no monthly mortgage insurance, Not, limited to first-time homebuyers, IRRRL allowed without an appraisal.