Yes — you can purchase a primary residence for a disabled child or elderly parent. At North Star Mortgage Network Inc., this type of purchase may still qualify as owner-occupied, which can mean better interest rates and lower down payment requirements than an investment property. Under Fannie Mae and Freddie Mac guidelines, a home can…

Interest rates are not one-size-fits-all. The exact rate depends on several key details about your loan and property. To provide an accurate quote, we’ll need the following information: Purchase price (for a purchase) or current home value (for a refinance) Down payment amount or percentage (purchase) or current loan payoff (refinance) Middle credit score Property…

Yes — you can close a DSCR loan in an LLC. At North Star Mortgage Network Inc., we allow DSCR loans to close in an LLC for all property types and occupancies, including owner-occupied homes, as long as basic program requirements are met. Many lenders limit LLC ownership to non-owner-occupied investment properties only. We take…

If you’re wondering whether to refinance now or wait, you’re not alone. Many Florida homeowners are asking this same question in 2025. The right answer depends on your rate, your goals, and how long you plan to stay in your home. At North Star Mortgage Network in Jacksonville, we guide you through these decisions with…

A VA IRRRL, short for Interest Rate Reduction Refinance Loan, is a special type of streamlined refinance program offered through the U.S. Department of Veterans Affairs. It’s designed exclusively for eligible veterans, active-duty service members, and surviving spouses who already have a VA-backed mortgage.

At North Star Mortgage Network, we consistently offer some of the most competitive mortgage rates in Florida. Because we’re an independent mortgage broker—not a retail bank—we can shop multiple lenders to find the best rate, terms, and program for your situation.

Yes! At North Star Mortgage Network, we offer a Double-Check My Mortgage option designed to help Florida homebuyers and homeowners compare their current loan offers. We’ll review your rate, fees, and loan terms to make sure you’re getting the best possible deal — and in many cases, we can beat national lenders on both rate…

North Star Mortgage Network Inc. (Owner)2 months agoYou can easily calculate your new payment and see how much cash you could access with a 15-year home equity loan through North Star Mortgage Network — your locally owned and operated, award-winning Florida mortgage broker based in Jacksonville, FL.

At North Star Mortgage Network, we specialize in SBA Commercial Real Estate Loans in Florida for business owners who want to buy or refinance their own property. We offer SBA 7(a), SBA 504, and conventional programs with up to 93% financing, 25-year terms, and flexible approval options. To qualify, your business must occupy at least…