Search results for: fha
Mortgage Refinance in Jacksonville, Florida
Most refinance advice you will read online is written for the whole country. Florida adds a cost the national calculators leave out, and in Jacksonville it is usually the difference between a refinance that pays for itself and one that does not. The Florida Cost Nobody Puts in the Calculator Florida charges two state taxes…
Read MoreHeadstart to Homeownership (H2H) in Jacksonville
Two things are worth knowing before you read anything else about this program, because the site currently ranking highest for it gets both of them wrong. The maximum is $25,000, not $50,000. And it is not a grant — it is a second mortgage you can be required to pay back. Everything below comes from…
Read MoreVA Loans in Atlantic Beach and Jacksonville Beach
Naval Station Mayport sits inside Atlantic Beach city limits. If you are stationed there, or you served there and stayed, you are buying in one of the tightest and most VA-active housing markets in Northeast Florida — and you are competing with cash offers on a lot of these listings. North Star Mortgage Network has…
Read MoreVA Loans in Orange Park, Florida
North Star Mortgage Network received VA approval from the St. Petersburg Regional Office on January 25, 2002. We have originated VA loans for Clay County families continuously ever since — through four base realignment cycles, two major guideline overhauls, and every rate environment in between. Orange Park sits about fifteen minutes from NAS Jacksonville up…
Read MoreSt. Johns County Emergency Numbers and Homeowner Resource Guide
In a life-threatening emergency, call 911. Fire, a serious medical emergency, a crime in progress, a dangerous animal, a downed power line, or any immediate…
Read MoreThe Florida Mortgage Guide: Every Answer in One Place
This is the Florida mortgage guide we point clients to when they want the whole picture in one place.
Read MoreAdam Sems: The Jacksonville REALTOR We Trust With Our Clients
Adam Sems is a Jacksonville REALTOR and Air Force veteran serving Northeast Florida and Daytona Beach. Meet our agent partner for buyers and sellers.
Read MoreVA Loan Requirements in Florida (2026): Eligibility, COE, Credit and Income for Jacksonville Veterans
A plain-English guide to VA home loans in Jacksonville and Northeast Florida from Nathan Young, a VA-approved lender since 2002 – eligibility, entitlement, funding fee, occupancy rules, Tidewater, IRRRL, and PCS timelines.
Read MoreAsset Depletion Loan Jacksonville: 2026 Rule Changes Explained
Freddie Mac just rewrote the rules for using savings as income. More qualifying income, no age limit, and rentals now allowed.
Read MoreRenovation Loans in Jacksonville: Which Program Fits Your Project?
FHA 203(k), VA, USDA and CHOICERenovation compared. A renovation loan finances the purchase and the improvements in one mortgage, based on after-improved value.
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