If you’re searching for the best mortgage broker in Jacksonville, FL, your search ends here. Nathan Young and the team at North Star Mortgage Network have been serving Jacksonville homebuyers since 2000 — that’s 25+ years of local expertise, competitive rates, and personalized service you won’t find at a big bank.

With 331+ five-star Google reviews, the 2025 NAMB Mortgage Broker of the Year award, and recognition as a Top 3 Mortgage Company in Jacksonville by ThreeBestRated.com, North Star Mortgage Network is Jacksonville’s most trusted independent mortgage broker.

Why Choose North Star Mortgage Network?

As an independent mortgage broker, we work for YOU — not a bank. That means we shop multiple lenders to find a competitive rate and the right program for your unique situation.

✅ 25+ years serving Jacksonville and Northeast Florida

✅ 331+ five-star Google reviews at 5.0 stars

✅ 2025 NAMB Mortgage Broker of the Year

✅ Access to many wholesale lenders

✅ FHA, VA, Conventional, USDA, DSCR, Bank Statement loans and more

✅ Neptune 8-Day Close — one of the fastest closings in Florida

✅ BBB Accredited Business

✅ Locally owned and operated in Mandarin since 2000

Mortgage Programs We Offer

Whether you’re a first-time homebuyer, veteran, investor, or self-employed borrower, we have a loan program for you:

  • Conventional Loans (as low as 3% down)
  • – FHA Loans (3.5% down, credit scores from 580)
  • – VA Loans (100% financing for veterans and active military)
  • – USDA Loans (100% financing in eligible rural areas)
  • – DSCR Loans (investment properties, no income verification)
  • – Bank Statement Loans (for self-employed borrowers)
  • – Down Payment Assistance Programs
  • – Construction and Permanent Loans
  • – HELOCs and Second Mortgages
  • – Doctor Loans and Asset Depletion Programs

Serving All of Jacksonville and Northeast Florida

We serve homebuyers throughout Duval County, St. Johns County, Clay County, Nassau County, and beyond — including Ponte Vedra Beach, Fleming Island, Nocatee, Orange Park, Jacksonville Beach, Atlantic Beach, Fernandina Beach, and St. Augustine.

Centrally located in Mandarin at 12058 San Jose Blvd Suite 404, Jacksonville, FL 32223.

Ready to Get Started?

Call or text Nathan directly at 904-880-6741, or apply online now. When you call North Star Mortgage Network — you get Nathan. Not a call center.

All loans subject to credit approval. Rates and terms are estimates based on information provided and are not guaranteed.