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North Star Mortgage Network Blog – Florida Mortgage Tips & News

Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.

Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.

At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.


What You’ll Find on the North Star Mortgage Network Blog

The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.

You’ll find:

  • Rate updates and Federal Reserve insights.

  • Guides for FHA, VA, USDA, Conventional, and Non-QM loans.

  • Local market trends from Jacksonville, St. Johns, and across Florida.

  • Credit and refinance tips to help you save money.

  • Step-by-step explanations for first-time buyers.

We write every post with one goal — to help you feel informed and confident about your mortgage decisions.

For additional lending and housing resources, visit HUD.gov.


Expert Insights You Can Trust

Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.

We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.

From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.


Popular Topics

Here are a few of the topics we cover on the North Star Mortgage Network Blog:

  • FHA and VA loan guidelines made simple.

  • Down payment assistance programs available in Florida.

  • Rate trends and Fed updates that affect your payment.

  • Home equity strategies and refinance opportunities.

  • Tips for real estate investors using DSCR and Non-QM loans.

New posts are added weekly, so check back often for updates.


Why Readers Choose the North Star Mortgage Network Blog

Unlike national mortgage blogs, our content is built specifically for Florida homeowners.

We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.

When you read our blog, you get information that applies directly to your local market and your financial goals.


Subscribe and Stay Updated

Don’t miss the latest insights from the North Star Mortgage Network Blog.

Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.

Hard Money Loans

March 17, 2020

Funding for properties whether it be for personal or investment purposes, comes in all shapes and sizes so even to those that are experienced in the real estate industry, there’s still a lot to learn as the market is always changing. The experts at North Star Mortgage Network can help you guide you along the…

Fixed Rate Loans

February 19, 2020

A fixed rate loan or mortgage is a loan that has an interest rate that stays the same throughout the life of the loan. That means it’s not going to increase or decrease so you will always know what to expect on the payment side. Whenever you take out a loan whether it be fixed…

What Is A Short Sale?

February 12, 2020

A short sale happens when a property or home is sold and the profits will be less than the debts against the property. In order for a short sale to be successful, all lien holders must agree to accept less than what is owed on the property. Short sales can typically take quite a while…

Jumbo Loans

January 29, 2020

If you’re new to the home buying process, you may not be aware of jumbo loans as they are generally used by those in the investor field. Although they are lesser unknown, it’s still a good idea to get information on the varying types of funding available just in case it happens to work for…

Make Lenders Compete

January 15, 2020
single-family homes

Buying a home comes with lots of ups, downs, and questions but one thing most people have the most concern over is the financing process. They think they won’t be approved or they think they’re going to run out of time in the process of getting approved and lose out on a home they want.…

How Lenders Cover Closing Costs

December 19, 2019

Closing costs are fees that must be paid when you are finalizing the buying of a home. The actual closing of the sale is when the title is transferred from seller to buyer and the costs are paid by one of the two parties involved in the transaction. The Basics Behind Closing Costs The primary…

The Benefits of Getting a Second Opinion

December 16, 2019

When you make any major purchase, there is some aspect of sales. Whether it be a car or even a new sofa, you want to make your are picking the best product for you and your budget but also not feeling like you were pushed into getting the wrong thing by a salesperson. Many people…

Local Lenders vs Big Banks

November 25, 2019

When you make any major purchase, there is some aspect of sales. Whether it be a car or even a new sofa, you want to make your are picking the best product for you and your budget but also not feeling like you were pushed into getting the wrong thing by a salesperson. Research is…

The Mortgage Approval Process

November 12, 2019

Are you in the process of buying a home or just thinking about purchasing? Have you talked with a lender or are you just browsing online? One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding…

Interest Rate Matters

October 28, 2019

Most people are familiar with the term “interest rate” when it comes to credit cards or car loans, but they may not know how interest rates affect their purchase of a home, especially if they are a first time homebuyer. The interest rate is the amount it costs to borrow money and is usually calculated…